6.1 — Retain twin peaks

The ‘twin peaks’ model of financial regulation should be retained.

Government Response

The Government agrees to retain the ‘twin peaks’ model of financial regulation where responsibility for conduct and disclosure regulation lies primarily with ASIC and responsibility for prudential regulation with APRA.

There is a strong rationale for retaining the twin peaks structure: conduct and prudential regulation involve necessarily different functions that are most efficiently met when they are the responsibility of separate but mutually supporting regulators.

78 thoughts on “6.1 — Retain twin peaks”

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