1.17 — BEAR product responsibility

After appropriate consultation, APRA should determine for the purposes of section 37BA(2)(b) of the Banking Act, a responsibility, within each ADI subject to the BEAR, for all steps in the design, delivery and maintenance of all products offered to customers by the ADI and any necessary remediation of customers in respect of any of those products.

Government Response

The Government supports APRA acting on this recommendation.

The Government has also agreed to extend the Banking Executive Accountability Regime (BEAR) to other APRAregulated entities in its response to Recommendation 6.6.

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