Manner of sale and types of products sold: Hawking

Recommendation 4.1 – No hawking of insurance

Consistently with Recommendation 3.4, which prohibits the hawking of superannuation products, hawking of insurance products should be prohibited.

Recommendation 4.2 – Removing the exemptions for funeral expenses policies

The law should be amended to:

  • remove the exclusion of funeral expenses policies from the definition of ‘financial product’; and
  • put beyond doubt that the consumer protection provisions of the ASIC Act apply to funeral expenses policies.

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